Should I Speak To My Insurance Company After A Car Accident?

car accident with upset woman after car crash on phone unclear on what she should never tell insurance company

Your phone will likely start ringing soon after your car wreck, with an insurance agent on the other end of the line. While they may seem genuinely concerned about your condition, this tactic is designed to trick you out of the compensation you deserve. Trust us, there are key things you should never tell the insurance company.

Keep in mind that the insurance company is not on your side, and speaking to them may have a negative impact on your auto claim. That is why our local team recommends speaking with your Charleston car accident lawyer first, ensuring you have strong legal representation behind you – and fair compensation ahead.

What To Do Immediately After a Car Accident 

Step #1: Call 911.

Dial 911 immediately and describe the accident scene/injuries to the dispatcher. Do your best to remain calm until first responders arrive. Receive medical treatment if necessary, and even if you do not require emergency care, be sure to visit your doctor as soon as possible.

Step #2: Document the accident scene.

Take photos/videos of the car accident scene and make a few notes while the incident is fresh in your mind. Be sure to include photos of your accident injuries as well – no matter how minor they seem.

Step #3: Exchange contact information.

Swap contact info with any other drivers involved, including insurance company and auto policy number. If there are any witnesses present, get their contact details as well.

Step #4: Request a copy of the accident report.

Get in touch with the local Charleston area police precinct to get a copy of the accident/police report. This will serve as evidence as your auto accident attorney builds your accident claim.

Step #5: Contact a Charleston car accident lawyer.

Do not speak to the insurance company before consulting with your attorney. Our personal injury law firm will provide trusted legal representation moving forward – and we’ll even handle all communication with the insurance agent!

Why You Should Call A Lawyer Before Speaking With The Insurance Company

Reason #1: Receive reliable legal advice.

Our Charleston auto accident attorneys will help you navigate the legal process and avoid any missteps that could result in decreased compensation. Plus, your initial consultation is completely free!

Reason #2: Ensure your accident claim is filed properly.

With years of experience handling car wreck cases like yours, our Lowcountry lawyers will file your auto claim and any other paperwork necessary. This not only makes the process more convenient but ensures no important deadlines are missed!

Reason #3: Maximize compensation.

Many accident victims accept the insurance company’s first offer, settling for far less than they deserve. Our Charleston car accident lawyers will negotiate on your behalf to secure maximum compensation for your accident injuries.

Avoid These Common Mistakes When Talking The Insurance Company After An Accident

Be sure to avoid the following when speaking to the insurance adjuster:

  • Giving a recorded statement
  • Apologizing or acknowledging fault
  • Choosing to represent yourself
  • Discussing your medical condition, including pre-existing issues
  • Accepting a quick payout

If you every unsure of what to never tell an insurance company, you can contact Hoffman Law Firm for skilled legal advice today!

Injured After A Car Accident? Discover A Trusted Charleston Car Accident Lawyer Near Me

If you have been injured in an accident, our local Charleston auto accident attorneys are here to help. With years of experience handling auto claims, Attorney David Hoffman and his team will fight to recover the compensation you deserve. For legal advice you can count on, contact Hoffman Law Firm to schedule your free consultation!

Our personal injury law firm offers trusted legal representation in a wide variety of cases here in the Lowcountry, including: 

Personal injury 
Car Accident
Truck Accident
Motorcycle Accident
Workers’ Comp
Wrongful Death
Longshoreman & Maritime
Medical Malpractice
Dog Bite
Brain Injury
Spinal Cord Injury
Defective Product
Nursing Home Abuse 

When seeking a skilled Charleston car accident lawyer near me, choose Hoffman Law Firm. We are ready with your initial free consultation today!

Get a Free Consultation