A serious workplace accident can derail your future, altering the plans you’ve made for the years ahead. While you never could’ve imagined this new reality would be yours, you’re certainly not the first person to find yourself here – and you won’t be the last. That’s why certain programs are in place, offering much-needed assistance to ensure your family is provided for. However will you be able to receive social security & workers’ compensation simultaneously?
Let’s dive in & see!
Luckily, there is help out there – But choosing the right one and navigating the claims process can quickly become complicated. Will I put my benefits at risk picking too many.
Instead of tackling it alone, trust the experienced South Carolina attorneys at Hoffman Law Firm to get your future back on track.
The Difference Between Workers’ Compensation and Social Security Disability (SSD)
Workers’ Compensation insurance ( also known as workers’ comp or workman’s comp) provides assistance to countless injured workers each year, covering all medical expenses as well as ⅔ of average weekly wages. Workers’ Comp in South Carolina is a no-fault system that only requires that the injury occurred at work. Applying for benefits may seem straightforward, but because unforeseen issues with the insurance company can arise, it’s best to have an attorney with Workers’ Comp claim experience on your side.
Social Security Disability (SSD) is a federal insurance program designed to help disabled workers who cannot return to work. To qualify, a condition must be:
- Expected to persist at least 12 months
- Thought to prevent you from maintaining gainful employment
Disability beneficiaries must also have worked enough years – and “paid into” the program for 5 of the 10 years before their on-the-job accident. Because this system is much more complex than South Carolina Workers’ Compensation, it’s important to seek assistance from a trusted attorney.
Ones who understand social security & workers’ compensation well and history of successfully managing these types of case – like the ones you’ll find at Hoffman Law Firm.
When to Apply for Social Security Disability in South Carolina
Many permanently injured workers wonder if they can file for Social Security Disability benefits as well as Workers’ Compensation benefits – and if so, when? The answer isn’t a simple one, and often varies depending on the situation. In many cases, it is advisable to wait to apply for disability benefits until your Workers’ Compensation claim has been settled. That said, a number of factors must be considered, including the worker’s injury, prognosis, salary and age.
Keep in mind that if you receive benefits from both programs, the total amount cannot exceed 80% of your average wage before your injury. For instance, if you are already receiving ⅔ of your average weekly wage from your Workers’ Comp settlement, your SSD compensation rate will be adjusted to fill the gap – up to 80% of your previous salary.
Contact A Skilled Charleston Workers’ Comp Lawyer Near Me, Hire Hoffman Law Firm!
Equipped with information about your medical and financial situation, your attorney can help you chart a course forward. At Hoffman Law Firm, Attorney David Hoffman and our legal team handle all communications with the South Carolina Workers’ Compensation Commission and Social Security Administration, ensuring that disability beneficiaries get the financial assistance they deserve.
Our Charleston law firm offers South Carolina attorneys with the experience in SC law to deliver trusted legal advice and the compensation you are entitled. To learn more, you can simply visit us or schedule your free consultation today!
Plus, you only pay us when we take your case – and win!
Our personal injury law firm offers trusted legal representation in a wide variety of cases here in the Lowcountry, including:
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