Navigating the aftermath of a work injury may be confusing, so it’s important to know what’s true and what’s not when it comes to workers’ compensation. These types of benefits vary with each employer, and not knowing what benefits you have available to you or how they work can be intimidating.
That’s why our dedicated team at Hoffman Law Firm is here for you when a work injury occurs. Read on to learn more about the common misconceptions about workers’ comp and how we can help handle the details of your case.
Common Misconceptions About Workers’ Comp
If you’ve never experienced a work injury, you may have heard different rumors about how workers’ compensation actually works.
False: Workers’ Comp is Only for Physical Injuries
You may think your workers’ compensation benefits only apply to physical injuries, like a slip and fall accident for example. This actually isn’t true! Work injuries can include exposure to toxic chemicals, emotional distress, or even the aggravation of a previous injury.
False: Employers Cannot Deny Workers’ Comp Claims
Unfortunately, workers’ comp claims can be denied by an employer, but that doesn’t mean the end of the road for your case. You have the right to take your case to a hearing before the South Carolina Workers’ Compensation Commission. Hearings take time and evidence though. Call Hoffman Law firm as soon as possible so we can prepare your case properly!
False: Workers’ Comp Covers All Medical Costs
This can get complicated. In general, workers’ compensation insurance companies must pay for treated related to a work injury, but they will fight having to pay for any treatment by anyone other than the physicians that they select for care. Of course, there are lots of exceptions, such as emergency medical services that do not have time for pre-authorization by an adjuster. An employee’s rights to medical care is one of the most important parts of a workers’ compensation case. Call Hoffman Law Firm right away if your medical care has been denied.
False: Workers’ Comp is Uncontested and Guaranteed
A worker’s comp claim is accepted either by agreement or Court order. People would be surprised to hear some of the reasons workers’ comp cases get denied. Sometimes these claims get denied simply because a worker got hurt bad and the case will be expensive. Your workers’ compensation claim may require that you provide sufficient evidence, or your employer’s insurance policy may not cover your claim. Our team at Hoffman Law Firm can help you gather the necessary pieces for your claim.
False: Workers’ Comp is only for Long-Term Employees
This is one of the most common false statements the employers and insurance companies say to injured workers. The truth is that you’re covered by workers’ comp even if it’s your first day on the job.
Reasons Behind Misconceptions
Most of these misconceptions about workers’ compensation are based on misinformation, misunderstanding, bias, or limited knowledge of the system.
Misinformation from Employers or Coworkers
It’s normal practice to ask other employees about the workers’ compensation policy, and that is fine! Just make sure you read your employer’s policy to verify what you’ve learned or heard from other employees to ensure that you understand your rights. At Hoffman Law Firm, we know workers’ compensation laws inside and out, and will work to ensure your rights are being protected after an injury.
Limited Knowledge of the System
In addition to understanding your employer’s workers’ comp policy, educate yourself on your rights as an employee at a federal level. The U.S. Department of Labor Office of Workers’ Compensation Program is a great resource for learning more about how it all works.
Bias or Stereotypes
Many people may have a certain bias toward using workers’ comp. These programs are designed to help you in the event of an injury on the job. Using workers’ compensation will not put your job in jeopardy or make you be viewed as a lesser employee.
Misunderstandings of the Law
Trying to read workers’ comp laws may make you feel confused or unsure of your rights as an employee. It’s important to know what your employer can and cannot do, so you can protect yourself. If you think you have been mistreated by your employer after your on-the-job injury, our team of experienced workers’ comp attorneys will fight for your rights.
What to Do If Your Workers’ Comp Claim is Denied
When you’ve endured a work-related injury, the last thing you want to hear is that your claim has been denied. Don’t worry, that doesn’t mean your fight is over.
If your claim is denied, it could mean the insurance company believes your injury is not work-related, that they feel that your injuries are not as serious as you state, or you did not meet their workers’ comp process deadline for submitting your claim or reporting your injury.
If you find yourself with a denied claim, don’t waste time trying to convince an adjuster to cover your case. Time is not on your side. The further out from the injury, the harder it is to prove your case and injuries. Contact Hoffman Law Firm to help guide you through the process and build your case.
Our team of attorneys will put together evidence, documentation, and prepare for any upcoming hearings.
Contact Hoffman Law Firm Today!
When it comes to navigating your workers’ comp policies and benefits, many misconceptions and misunderstandings can arise. Let our experienced team of attorneys handle all the details of your case, so you don’t have to worry about it on your own. We’ll fight for you to get the compensation you deserve.
Located in Charleston, SC, we support accident victims throughout the Palmetto State. Our personal injury and workers’ comp lawyers here at Hoffman Law Firm have extensive experience handling a wide variety of cases. We have established a reputation for success, as well as great service! To meet with a member of our team, schedule your free consultation today.
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